Impact of implementing SCA on e-Commerce

We were retained by a few leading European acquirers and large merchants to publish a white paper aimed at asking the EBA to extend the implementation date of Strong Customer Authentication (SCA) to allow PSPs and merchants to adapt their technical infrastructures, improve the user experience and launch external communication campaigns. In addition, the extension...
22 October 2019 by CleverAdvice
sca impact ecommerce

We were retained by a few leading European acquirers and large merchants to publish a white paper aimed at asking the EBA to extend the implementation date of Strong Customer Authentication (SCA) to allow PSPs and merchants to adapt their technical infrastructures, improve the user experience and launch external communication campaigns.

In addition, the extension was requested to avoid negative impacts on cross-border payments, the refusal of non-fraudulent, genuine payment transactions, the increase in check-out abandonment rates, regulatory arbitrage among member states and other complexities.

We presented our work to the EBA which agreed on several aspects and granted an extension on SCA implementation with the opinion of 21 June 2019.

If you want to learn more about Strong Customer Authentication (SCA), contact us or book a call.

The CleverAdvice Team

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