PSD2 & Open Banking – Banks State of play Italy

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The revised Payment Services Directive 2015/2366 – known as PSD2 – extends the objectives and the scope of the first PSD. In particular the PSD introduced Payment Institutions and Electronic Money Institutions that may compete with banks in the payments space, while the PSD2 sets the basis to create a truly open banking ecosystem with impacts well beyond payments.

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The revised Payment Services Directive 2015/2366 – known as PSD2 – extends the objectives and the scope of the first PSD. In particular the PSD introduced Payment Institutions and Electronic Money Institutions that may compete with banks in the payments space, while the PSD2 sets the basis to create a truly open banking ecosystem with impacts well beyond payments.